What is required after a vehicle accident that results in damages over $400?

In the context of a vehicle accident resulting in damages over $400, showing proof of insurance is not just a necessary step, but it reflects legal and procedural obligations when involved in an accident. Drivers must be prepared to provide evidence of their insurance coverage to other parties involved as well as to law enforcement. This proof of insurance demonstrates that the driver is compliant with state laws requiring car insurance, which is crucial for handling claims and ensuring that damages can be covered.

While notifying your insurance company is also essential for managing any potential claims and filing a police report may be required under certain circumstances, the immediate need to present proof of insurance is a fundamental aspect of accident protocol. Leaving the scene of the accident is illegal and could lead to further legal problems, making it critical for drivers to understand the importance of having insurance readily available during such situations.